Renters Insurance is encouraged in the Bay Area!
Why should Tenants have a Renters Insurance Policy?
As a First Responder for Emergency Services in the Bay Area, we see first hand the effects that can be caused by Fire, Smoke and Water Damages. Not only to the Property, but we see Personal Property and Valuable Assets that become Damaged, Broken, Sooty, Spoiled, Contaminated and even Crumbled.
It can become very Expensive to come out of Pocket for the Cleaning, Repairing or Replacing of affected Personal Belongings. Especially if a Renter has to be Displaced for a period of time due to the Property being Damaged and in need of Repair.
Since most of the Bay Area are Renters it is Highly Recommended to have Renters Insurance! It is Truly sad to say most Tenants do not have Renter's Insurance and are at a Loss. The Landlords or Homeowners Insurance Policy will not Cover the Tenants Personal Property or Displacement in the Event of Fire or Water Damage. Having Renter's Insurance will ensure your Cleaning, Repairing, Replacement and Even Displacement Costs.